Retail Payment Processing in Texas | Business Payment Systems

Business Payment Systems

Solutions / Retail

Raise the bar on your retail checkout

Fast, flexible ways to pay — matched with the right POS, clear rates, and one local rep for setup, training, and support.

★★★★★ 5.0 on Google · 77 local reviews · Call Michael

5.0 Google · 77 local reviews Official Square Reseller No long-term contracts Texas & nearby

Best if you sell at a counter, online, or both — and want one clear account with local setup

Store formats

Built for how your retail floor runs.

Same transparent rates — tuned to the counter you actually run.

Storefront & boutique

Chip, tap, and wallets at a fixed counter — clear rates for debit-heavy tickets.

Grocery & convenience

High-velocity debit, quick lanes, and statements you can actually explain.

Online & pay-by-link

Cart and counter under one relationship when you sell both ways.

Why BPS

Make checkout your competitive edge

Faster lines, clearer costs, and a specialist who actually picks up — built for retail floors across Texas and surrounding states.

Make checkout your competitive edge Faster lines, happier customers, more repeat business.
One rep, not an 800 number Direct line to Michael, same-day response, no hold times.
Keep more of every sale Cash discount and surcharge programs can reduce or eliminate processing costs.
By the numbers

What retailers get with BPS

$0

To get started on Genius

No subscription, setup, hardware, or shipping fees.

01

Next-day funding

Deposits on batches settled by end of day — so inventory and payroll stay on schedule.

05

Up to 5 free Handheld 2.5 devices

With a new Genius POS account (limited-time, ~$2,170 value). All accounts subject to approval.

24

Live support 24/7/365

Phone, text, chat, or email — plus Michael for your account.

POS & terminals

The right setup for how your shop sells

From all-in-one Genius counters to Square for pop-ups — BPS sets you up and stays on the line after install.

01

Genius™ Smart POS

Global Payments all-in-one countertop + handheld 2.5 with built-in printer, 4G/WiFi, and barcode scanner. Real-time inventory with low-stock alerts, staff scheduling, sales reporting, gift cards, Virtual Terminal and payment links, built-in cash discounting, and age/ID verification for regulated retail.

Best for: boutiques, gift shops, liquor/smoke/convenience, jewelry, sporting goods, pet shops.

02

Clover POS

CardConnect-powered Station, Mini, Flex, and Go. The world's most popular SMB POS with an app marketplace and integrated payments.

Best for: cafés, boutiques, salons, high-volume retail counters.

03

Square

BPS is an official Square Reseller. Simple flat-rate pricing, no monthly fee, plus compliant cash-discount and service-charge setups. Products, pricing, and inventory synced across kiosks, online ordering, and menu boards.

Best for: pop-ups, markets, new merchants, multi-channel sellers.

Sign up with Square
04

Dejavoo & Valor terminals

Durable countertop and wireless terminals with the iPOSpays gateway. Fast, reliable, low-cost hardware for busy counters.

Best for: automotive, trades, and counter-service retail.

See full services →

Cash discount

Pay zero fees on cash sales. Seriously.

Automatic discount calculations at the terminal, compliant required signage included, expert setup on pricing. Works on Genius, Clover, Dejavoo, and Square.

Reduce or eliminate processing costs Cash sales stop subsidizing card fees.
Compliant signage included Required notices handled in the setup — not left as your homework.
Automated — no math at the counter The terminal calculates the discount. Your team stays focused on the customer.
Merchant spotlight

Local support that sticks

BPS switched us over in days, not weeks. When something comes up, I text Michael and it's handled the same day.
South Texas retail merchant Genius Countertop · Handheld 2.5 · Cash Discount · Gift Cards

Text your statement to Michael →

Verticals

Built for your kind of shop

  • Gift shops
  • Boutiques
  • Liquor & smoke
  • Convenience & grocery
  • Hardware
  • Jewelry
  • Sporting goods
  • Pet shops
  • Bakeries & cafés
  • Salons & barbers
  • Pop-ups
Value-add

More than a terminal on the counter

Processing is the start. BPS stays with you on disputes, statements, compliance, and growth tools.

01

Chargeback management

BPS fights disputes start to finish.

02

Free statement review

See exactly where you're overpaying.

03

PCI compliance walkthrough

Clear steps so compliance doesn't stall sales.

04

Recurring billing & gift cards

Memberships and branded gift cards without spreadsheet chaos.

05

Business cash advance

Working capital options when inventory or seasons demand it.

06

Online reporting portal

Sales and batch visibility when you're away from the counter.

Business Payment Systems

Ready for a clear answer on your fees?

One statement. Reviewed by Michael. Usually within a day.

No contracts. If we can’t beat your rate, we’ll say so.