True effective rate
What you’re really paying after interchange, markup, and the fees that hide in the fine print.
Business Payment Systems
See what cards really cost you.
Send one statement. Michael reads it himself and shows your true rate — usually within a day. No contracts. No pressure.
★★★★★ 5.0 on Google · 77 local reviews · Call Michael
5.0 Google · 77 local reviews
Official Square Reseller
No long-term contracts
Texas & nearby
Michael Pacheco reviews every checkup personally
An honest read of your fees
A few details and a statement photo. Michael shows your true rate in plain English — then a plain yes, no, or not yet on switching.
- Free — no contracts, no obligation
- If we can’t beat your rate, we’ll say so
- Your statement stays between you and Michael
- 01 Share your details
- 02 Text or upload a statement
- 03 Get clear numbers back — usually within a day
Recent Texas checkups found ~$225/mo and ~$6,000/mo saved. Results vary.
Prefer text? (575) 779-5505
★★★★★
Had an issue with our POS terminal and Michael had it resolved in minutes over the phone. He actually picks up.
What you get
A clear picture — not a sales pitch
Same framework Michael runs every week. You keep the breakdown either way.
Junk fees flagged
PCI, statement, batch, and other line items that quietly raise your cost without raising your rate.
An honest verdict
Yes, no, or not yet on switching — in plain English. If your current deal is fair, he’ll say so.
Business Payment Systems
Ready when you are
One statement. Clear numbers. Usually within a day.