Proper underwriting for specialty categories
We work with merchants other processors avoid — including firearms dealers — when the business is legitimate and documented.
Business Payment Systems
Solutions / Specialty & High-Ticket
Specialty & High-Ticket Payment Processing
Underwritten for categories other processors drop — furniture, jewelry, firearms, venues, and lodging — with honest markup and chargeback defense.
★★★★★ 5.0 on Google · 77 local reviews · Call Michael
5.0 Google · 77 local reviews
Official Square Reseller
No long-term contracts
Texas & nearby
Best if categories are hard to underwrite or single sales are large enough that fee opacity hurts
Who we serve
Specialty & High-Ticket merchants we work with
If this is your world, we already speak the language — and we set processing up for how you actually take payments.
- Furniture stores
- Jewelry stores
- Firearms dealers
- Event venues
- Hotels & lodging
What usually hurts
Patterns we see in this vertical
These are why a generic “low rate” pitch falls short — and why a real statement read matters.
Processors that decline the category
Some verticals — firearms especially — get dropped or never approved. You need a partner who underwrites them properly.
One big sale, one big fee
High-ticket margins cannot absorb opaque percentage padding. Pricing has to be clear before the sale rings.
Chargebacks on deposits and future delivery
Custom orders, deposits, and stay bookings create dispute risk. Weak process turns a sold order into a loss.
★★★★★
Had an issue with our POS terminal and Michael had it resolved in minutes over the phone. He actually picks up.
How BPS helps
Tools and support matched to specialty & high-ticket
Specialty and high-ticket businesses need a processor that understands the category — not one that ghosts you after the first dispute.
Honest markup on big tickets
Transparent interchange-plus pricing so a furniture, jewelry, or lodging sale is not carrying hidden retail fluff.
Chargeback defense
Help assembling evidence on deposits, signed agreements, and delivery records so unfair disputes do not stick.
Right-fit equipment
Counter terminals, pay-by-link for deposits, and online options when your buyer is not standing at the counter.
- Free checkup — no contracts, no obligation
- Honest either way — if we can’t beat your rate, we’ll say so
- Named support — you reach Michael, not a ticket queue
- Private by default — your statement stays between you and Michael
Business Payment Systems
Ready for a clear answer on your fees?
One statement. Reviewed by Michael. Usually within a day.
No contracts. If we can’t beat your rate, we’ll say so.